CBK Cautions Kenyans Over Decorative Use of Banknote

The Central Bank of Kenya (CBK) has cautioned the public against using Kenya Shilling banknotes for decorative and celebratory purposes, warning that the practice damages currency and disrupts cash circulation.

In a public notice issued on February 2, 2026, the Bank raised concern over the increasing trend of using cash in flower bouquets, ornamental arrangements and similar displays, particularly during celebrations.

CBK noted that in many cases, banknotes are folded, rolled, glued, stapled, taped or pinned, actions that significantly compromise their quality and usability.

“The use of adhesives, pins, staples and other materials damages banknotes and interferes with the efficient operation of cash-handling and processing equipment, including ATMs, cash counting and sorting machines,” the Bank said.

According to CBK, damaged notes are often rejected by automated systems, leading to their premature withdrawal from circulation and unnecessary replacement costs borne by both the public and the Bank.

While cash gifts remain acceptable, CBK stressed that banknotes should not be altered, defaced or damaged in any way. The Bank emphasised that currency must remain fit for circulation and continue to function effectively as a medium of exchange, unit of account and store of value.

The regulator also reminded Kenyans that defacing currency is a criminal offence under the law. Section 367 of the Penal Code prohibits the willful mutilation, defacement or impairment of any currency note issued by lawful authority.

“Any person who willfully defaces, mutilates or otherwise impairs a currency note commits an offence under the Penal Code,” CBK warned.

To preserve the integrity of the national currency, the Bank urged the public to explore alternative, non-damaging ways of presenting monetary gifts during celebrations.

CBK reaffirmed its commitment to safeguarding the quality and reliability of Kenya Shilling banknotes, adding that public awareness and stakeholder engagement efforts will continue to promote responsible cash handling.

The advisory serves as a reminder that while creativity and celebration are encouraged, they should not undermine the integrity and usability of Kenya’s national currency.

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